International Operations

Standard Business Insurance purchased in the United States addresses exposures in the United States and Canada. It generally does not provide protection for operations in foreign countries.

PA&T works with its clients that have international operations to design insurance coverages that help employees get appropriate medical treatment following an injury (including transportation to a country that would provide modern medical treatment, if necessary), international general liability and a special type of "differences in conditions" auto coverage that would apply if the foreign auto coverage purchased in country were exhausted.